Camber's investment approach and historical returns
Camber favours an investment approach that is evidence-based and built on a process that can last for generations
Returns
Historically, our investment returns have been in line with market returns, ~10%* per year on average for an all-stock portfolio.
Another way you can contextualize returns is by looking at the amount of time it takes to grow your money. A 10% return, for example, means that you will:
- 2x (double) your investment over 7 years - $500,000 becomes $1,000,000.
- 8x your investment over 21 years - $500,000 becomes $4,000,000.
- 32x your investment over 35 years - $500,000 becomes $16,000,000.
Philosophy
We believe that evidence will always outperform emotions. If you are looking for hot stock tips, we are not that sort of firm. We do NOT:
x Pick individual stocks
x Try to time the market
x Predict the future
Rather, at Camber, we follow a defined set of investment principles, based on rigorous research, implemented with discipline and consistency:
✓ Diversify broadly. Don't put all your eggs in one basket.
✓ Stay invested. When the market panics, don't.
✓ Keep costs down. Use products with low fees.
✓ Reduce tax. Automate tax-loss harvesting.
✓ Rebalance diligently. Keep portfolio weightings balanced.
Our portfolios
Camber partners with Dimensional Fund Advisors to execute our philosophy and deliver a world-class investment solution.
Dimensional, if you are not familiar with them, is an institutional asset manager with a number of accolades worth sharing:
- Size: more than $800 billion in assets under management (that's roughly twice the size of the Canadian Pension Plan, "CPP").
- Experience: 40+ years of proven and consistent performance.
- People: 1,400+ investment professionals, including 4 Nobel laureates, operating across 13 global offices.
An example portfolio can be viewed here that includes details on portfolio weightings, top holdings, and historic performance.
For additional information on our investment portfolios be sure to read: The untold story of your investment portfolio.
*Based on historical returns of DFA607 — Global Equity portfolio, used for illustrative purposes. Past performance is not a guarantee of future results.
Disclaimers:
The reports and information contained herein are used for illustrative purposes and should not be interpreted as investment advice or recommendation. Investors should seek professional financial advice regarding the appropriateness of investing in any investment strategy or security, taking into consideration their unique investment objectives, financial profile, and risk tolerance. Performance data shown represents past performance. Past performance is no guarantee of future results, and current performance may be higher or lower than the performance shown. Performance for periods greater than one year is annualized unless specified otherwise. Selection of funds, indices, and time periods presented are chosen by Camber. S&P/TSX Composite Index used for illustrative purposes and is not reflective of a global index. Indices are not available for direct investment, and performance does not reflect expenses of an actual portfolio. Any reference to portfolio performance is gross of fees paid to Camber.
The prospectus and the fund facts prepared for each Class of units of each of the Dimensional Funds contain more complete information on the Dimensional Funds referenced. The prospectus and the fund facts for the Dimensional Funds can be obtained by visiting ca.dimensional.com. Please read the prospectus and the relevant fund facts before investing.
